Putting you in the driver’s seat

Coverages
Third-Party Liability
Damages by uninsured vehicles at fault
Personal Accident Insurance (P.A.I.)
Theft
Fire and Explosion
No Deductable Third-Party*
Replacement Vehicle
Damage to own car
New Car Replacement
WA
Essential
info
 
 
 
 
 
 
 
 
WA
Extra
info
 
 
 
 
 
WA
Comfort
info
 
 
 
 
 
 
WA
Complete
info
 
 
 
WA
Casco Essential
info
 
 
 
 
WA
Casco Extra
info
 
 
WA
Casco Exclusive
info
Only applicable for private vehicles.
  • WA Essential
  • WA Extra
  • WA Comfort
  • WA Complete
  • WA Casco Essential
  • WA Casco Extra
  • WA Casco Exclusive

Basic coverage on the road

WA Essential gives you the liability coverage that is required by law. This means that you are protected against any damage caused by an accident to a third party if this third party obtains material damages as well as any injuries in an accident where you are at fault. Enjoy the benefits of Road Service and assistance free of charge.

Why choose this insurance?
  • Minimum required insurance to be able to drive your car on the road
  • Most affordable premiums
  • In case of an accident the claim will be processed very fast
  • Free Road Service in case of an accident
  • Free Roadside Assistance, in case of a flat tire, no gasoline, key locked in the car, help is on the way
What does it cover?
  • Your 3rd party liability with a minimum of Afl.150.000
  • Material damages and bodily injuries of the 3rd party

Protection against uninsured third party

You have the same liability coverage as the Essential coverage but in addition to that, Citizens offers you protection against an uninsured driver. Your material damages are insured in case your car gets involved in an accident with an uninsured driver who is at fault. Besides this, Citizens also cares about the passengers in your car. In case of an accident providing liability coverage for the amount of Afl.30.000 per vehicle.

Why choose this insurance?
  • A 3rd party liability coverage with a minimum of Afl.150.000.
  • Protection against uninsured drivers at fault for the amount of Afl.30.000 in material damages
  • No deductible
  • Passengers are extra protected
  • Free Road Service in case of an accident
  • Free Road Side Assistance, in case of a flat tire, no gasoline, key locked in the car, help is on the way
  • Fast and easy claims handling
What does it cover?
  • Your 3rd party Liability with a minimum of Afl.150.000
  • Protection against uninsured drivers at fault for the amount of Afl.30.000 in material damages
  • Passengers insured for Afl.30.000 per vehicle

Feel comfortable with this protection

The WA Comfort gives you the 3rd party liability coverage you need to be able to drive on the road. But, you know your car is exposed to lots of others risks such as Theft, Fire, Explosion and even Joyriding. Well, these risks are also covered with this insurance.

Why choose this insurance?
  • A 3rd party liability coverage
  • Extensive coverage to protect your car
  • Free Road Service in case of an accident
  • Free Road Side Assistance, in case of a flat tire, no gasoline, key locked in the car, help is on the way
  • Fast and easy claims handling
What does it cover?
  • 3rd party liability coverage with a minimum of Afl.150.000
  • Protection against Theft, Fire, Explosion and even Joyriding

The most extensive WA coverage you can get

The WA Complete protects you and even your car against different risks, along with the required 3rd party liability coverage that is required by law. Citizens also includes all the other protection offered in our Extra and Comfort coverage combined in one insurance. That means your car is insured in case of Theft, Fire, Explosion and against Joyriding and Uninsured drivers even your passengers have extra protection.

Why choose this insurance?
  • A 3rd party coverage and a very extensive coverage for your car and passengers
  • Attractive premiums and benefits
  • Free Road Service in case of an accident
  • Free Roadside Assistance, in case of a flat tire, no gasoline, key locked in the car, help is on your way
  • Fast and easy claims handling
  • No deductible
What does it cover?
  • 3rd party liability coverage with a minimum of Afl.150.000
  • Protection against Theft, Fire, Explosion and even Joyriding
  • Coverage against uninsured drivers for material damages to your car
  • Passengers are insured for an amount of Afl.30.000 per vehicle

Your Essential all risk coverage

With the WA Casco Essential you can have peace of mind because not only do you have 3rd party liability coverage, but you also have protection for your own car. This means in case of an accident, even when you are at fault, you can enjoy a good coverage.

Why choose this insurance?
  • Your 3rd party liability is insured
  • Your car is insured even if you are at fault
  • In case of Theft, Fire and Explosion your car is also insured
  • In case of repair and your vehicle is not available we provide you with a replacement vehicle with a maximum of Afl.900
  • Free Road Service in case of an accident
  • Free Roadside Assistance, in case of a flat tire, no gasoline, key locked in the car, help is on your way
What does it cover?
  • 3rd party liability is insured with a minimum of Afl.150.000
  • Damages to your vehicle in case of Theft, Fire and Explosion
  • Damages to your car in case of an accident even when you are at fault

An all-risk insurance with all kinds of extra coverage

The WA Casco Extra gives you a lot of extra coverage in case something happens to your car or your passengers. Are you involved in an accident with a driver that has no insurance? Citizens has you covered because your car is also insured against uninsured drivers for material damages in case of an accident.

Why choose this insurance?
  • Your 3rd party liability is insured
  • Your car is insured even if you are at fault
  • In case of Theft, Fire and Explosion your car is also insured
  • Protection against uninsured drivers
  • Passengers protection
  • In case of repair and your vehicle is not available we provide you with a replacement vehicle with a maximum of Afl.900
  • Free Road Service in case of an accident
  • Free Roadside Assistance in case of a flat tire, no gasoline, key locked in the car, help is on your way
What does it cover?
  • 3rd party liability is insured with a minimum of Afl.150.000
  • Damages to your vehicle in case of Theft, Fire and Explosion
  • Damages to your car in case of an accident even when you are at fault
  • If your car is damaged in an accident by an uninsured driver you are covered up to Afl.30.000
  • Your passengers are insured in case of an accident per vehicle max.Afl.30.000

The most Exclusive and comprehensive coverage for you and your vehicle

The WA Casco Exclusive is the most comprehensive coverage you can get for an incredible attractive premium. Beside 3rd party liability, there is also coverage against Theft, Fire, Explosion, Joyriding and of course damages to your own vehicle. If your car is involved in an accident and is declared total loss, you will receive a brand new car of the same make and model from Citizens…How is that for a great coverage?

Why choose this insurance?
  • Your 3rd party liability is insured with a minimum of Afl.150.000
  • Your car is insured even if you are at fault
  • In case of Theft, Fire and Explosion your car is also insured
  • Protection against uninsured drivers
  • No deductible
  • Passengers protection
  • In case of repair and your vehicle is not available we provide you with a replacement vehicle with a maximum of Afl.1200
  • Free Road Service in case of an accident
  • Free Roadside Assistance in case of a flat tire, no gasoline, key locked in the car, help is on your way
  • A brand new car in case your car is declared total loss after an accident within 3 years after purchase of that car.
What does it cover?
  • 3rd party liability is insured with a minimum of Afl.150.000
  • Damages to your vehicle in case of Theft, Fire and Explosion
  • Damages to your car in case of an accident even when you are at fault
  • If your car is damaged in an accident by an uninsured driver you are covered up to Afl.30.000
  • Your passengers are insured in case of an accident per vehicle max.Afl.30.000
  • In case of a total loss of your car within 3 years after purchase a BRAND NEW CAR.
Install Your Citizens Digital Certificate

Citizens Insurance has implemented a new fast, easy and secure way to receive and keep your motor insurance certificate.

Passengers Accident Insurance (P.A.I)

You can be sure that passengers travelling with you are covered in the event of a medical emergency, disability or death as result of a car accident.

Protect your no-claim bonus

If you have a no-claim bonus, then this coverage is ideal for you. Everybody knows if you cause an accident and you have a no-claim bonus (discount), you will lose your discount or a part of this discount.

By insuring your discount with this protector, you will not lose your discount once you cause an accident. You can be responsible for one accident a year and keep your complete no-claim bonus no matter how severe the damages are.

On top of this benefit you don’t have to pay any deductible in case you claim an accident. So, double benefits in case you are at fault by causing an accident.