Protect your no-claim bonus
If you have a no-claim bonus, then this coverage is ideal for you. Everybody knows if you cause an accident and you have a no-claim bonus (discount), you will lose your discount or a part of this discount.
By insuring your discount with this protector, you will not lose your discount once you cause an accident. You can be responsible for one accident a year and keep your complete no-claim bonus no matter how severe the damages are.
On top of this benefit you don’t have to pay any deductible in case you claim an accident. So, double benefits in case you are at fault by causing an accident.